Understanding How Dental Insurance Works

Typical health insurance is focused on paying for treatments after damage has already been done. Dental insurance is different; the services that focus most on prevention (such as checkups and cleanings) are the ones that get the most coverage. The idea is to provide incentive for patients to have minor dental problems taken care of early on so that there’s less need for more expensive treatments later. Of course, restorative treatments are still covered, but percentage-wise it’s less than what’s provided for preventive care.

What Your Dental Insurance Plan Covers

You can usually expect your dental insurance plan structure to look something like this:

• Checkups and other forms of preventive care are 100% covered.
• Basic treatments like fillings are covered around 80%.
• More advanced, invasive treatments like tooth extraction are covered around 50%.
• Elective procedures aren’t covered at all.

Every dental insurance plan is different, so your provider’s coverage may look somewhat different than this. You can ask one of our staff members to go over your plan with you to confirm your benefits.

Our In-Network PPO Dental Insurance Providers

Being in-network with a dental insurance provider means that we’ve agreed to provide our services at a set discount. The end result is that you end up saving even more money on your care. We still take out-of-network insurance plans and will always file the paperwork for you, but you’re looking to maximize your benefits, then you’ll definitely want to check to see if your plan is currently in-network before you move forward with your treatment plan.

• Delta Dental
• Aetna
• Blue Cross Blue Shield
• Cigna
• Dentamax
• Guardian
• Humana
• Metlife
• United Concordia
• United Healthcare
• And many more!

Don’t see your plan? We likely take it! Reach out to our team today!